Haqdarshak Empowerment Solutions

Access to social welfare and financial inclusion services at the last mile has been a critical challenge in India. Only 40 per cent of Indians can apply for the government services and goods that they need, a 2017 World Bank study concluded adding that citizens could not simply afford the time and money they spent to access such services. In India 900M people and 55 micro and nano businesses are dependent on government social welfare program and the annual spending by the government is to the tune of 300B USD and growing.

Haqdarshak ensures citizens at the last mile get access to government and private welfare schemes and services. This is done through a mobile and web SAAS platform for corporate partners complemented by a training platform used by community women entrepreneurs. When we embarked this journey in 2015, we visualized a social enterprise backed by philanthropists, which would provide information on welfare schemes. But it soon became clear that people also required help with the paperwork and procedures to get their benefits. This led to deployment of Haqdarshaks and a business model to reduce dependence on handouts. We have trained over 30,000 women agents, partnered with 80+ NGOs and CSOs and 100+ corporates. Our goal now is to scale our new products Yoajana kendra - physical centers and Yojana cards- India's first QR based social security card to track social entitlements and financial benefits. With this our goal is to impact 10 million low income families and micro businesses by 2025 and 100 million by 2030.